Submitted by George Hunter on
Being injured in an accident due to the negligence of an at-fault driver does not mean that your attorney will necessarily have to file suit to get you compensation for your injuries, medical expenses (past and present), lost wages and pain and suffering. Filing suit is often a last resort when the insurance adjuster refuses to properly evaluate your claim or is for any reason being unreasonable in their settlement offers. Insurance adjusters prefer to try to settle cases pre-suit, especially if they do not have in-house defense counsel to defend their insured.
When you hire George Hunter, P.A., we will initiate a claim for you in what is known as the “pre-suit” stage. That means that we will work up your case in an effort to settle it pre-suit. During this time, you will receive treatment for your injuries, and the damage to your vehicle will be repaired.
While you are getting treatment for your injuries, sometimes having diagnostic studies, or if necessary undergoing surgery, we are compiling information regarding your injuries and economic damages. Economic damages would include your medical expenses (past, present and future), lost wages that you incurred and any other dollar amounts that you have incurred as a direct result of the accident.
After your treating doctor has determined that you are at “maximum medical improvement” – which means there will be no change in your medical condition in the foreseeable future, we will work on assembling a settlement demand letter.
This settlement demand letter is a formal pre-suit presentation to the insurance adjuster of all the injuries, medical treatment, expenses and damages that you have sustained as a result of the negligence of their insured – the at-fault driver.
The insurance adjuster will review the demand letter and all the enclosures that are sent with it. These would include medical records and reports, medical bills, documentation of lost wages, photographs of the property damage and photographs of your injuries.
During this pre-suit period, George Hunter, P.A. and the adjuster will negotiate back and forth to arrive at a fair settlement that will adequately compensate you for your injuries and financial/economic damages.
Most cases settle at the pre-suit stage. Keep in mind that insurance adjusters and companies know which law firms will file suit, and which law firms will settle a case at pre-suit, even if it is less than the value of the case. George Hunter, P.A. is ready to file suit and proceed with a jury trial if necessary and fight to get you the compensation that you deserve.
To really protect yourself and your future after an automobile accident that is not your fault, you need to retain the services of a law firm that has represented injured clients and knows how to deal with insurance carriers and understands the rules regarding PIP coverage.
Consultations are FREE at George Hunter, P.A.. You do not pay any FEES or COSTS unless you receive a recovery. George Hunter, P.A. will work hard to get you the PIP coverage benefits available to you. We will also fight for you to receive the compensation that you deserve for your injuries, your pain and suffering, medical expenses and lost wages. We will protect you from insurance company for the at-fault party so that they do not have the opportunity to take advantage of you and settle your claim for a nominal amount which is likely significantly less than what your case is really worth.
If you are injured in an automobile accident, contact George Hunter, P.A. to represent you. And when the adverse insurance company calls you to settle with you for $500, you can tell them call my attorneys – George Hunter, P.A. at 813-853-0720.
