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Being involved in a car accident is not something anyone considers to be a memorable experience. In fact, it is probably something anyone would prefer to forget happened.

The problem is that it is difficult to forget when your car has sustained property damage, you have been injured and you need to be able to pay medical bills and get compensated for lost wages and pain and suffering.

Do you need an attorney if you were injured in a car accident? Yes – you need George Hunter, P.A..

When you are injured in an accident involving any kind of motor vehicle, it is usually the at-fault driver’s carrier that is responsible for compensating you for your injuries, medical expenses (past and future), lost wages and pain and suffering. This compensation is paid to you at the conclusion of your case out of the at-fault driver’s bodily injury coverage.

Personal Injury Protection, or PIP coverage, is insurance required by law in Florida of every vehicle owner and driver on the road. The minimum amount of coverage required under Florida Statutes is $10,000.00 in medical and/or disability benefits, and $5,000 in death benefits.

PIP benefits are paid by your own insurance company on your behalf for injuries which you sustain in an accident, regardless of who is at fault or who caused the accident. Part of the premiums that you pay for your automobile insurance is for PIP coverage.

Being injured in an accident due to the negligence of an at-fault driver does not mean that your attorney will necessarily have to file suit to get you compensation for your injuries, medical expenses (past and present), lost wages and pain and suffering. Filing suit is often a last resort when the insurance adjuster refuses to properly evaluate your claim or is for any reason being unreasonable in their settlement offers. Insurance adjusters prefer to try to settle cases pre-suit, especially if they do not have in-house defense counsel to defend their insured.